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Yearly Archives: 2022

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  2. 2022

8 Latino Financial Pros on Building Wealth and Knowledge in 2022

FinanceBy VergesourceSeptember 19, 2022Leave a comment

Want to build generational wealth? Education is key, financial experts say. Money shouldn’t be a taboo topic for families of color anymore, they add, so communication is vital, too. We asked eight Latino financial professionals for their advice on how to grow wealth, talk to children about finances and start a business — even amid……

The Best Ways to Use IHG Points

FinanceBy VergesourceSeptember 19, 2022Leave a comment

IHG One Rewards is gaining in popularity with its recent update to membership rewards. With 17 brands and 6,000 destinations worldwide, there’s a good chance you’ll find a way to redeem IHG One Rewards points on your next trip. Here’s what to know to make the best use of IHG points. As with any award……

Business Grants Are ‘Just Not That Easy’: 5 Tips to Help

FinanceBy VergesourceSeptember 17, 2022Leave a comment

Business grants may seem like the holy grail for small-business owners, since they offer cash you don’t have to pay back. But finding one can feel as futile as searching for lost treasure. “Everybody wants to know: How do I get free money for my business?” says Jenn Steinfeld, director of entrepreneurship and economic development……

What Is a Factor Rate and How Do You Calculate It?

FinanceBy VergesourceSeptember 16, 2022Leave a comment

A factor rate represents the cost of a small-business loan and is expressed as a decimal, unlike interest rates, which are shown as percentages. Factor rates are commonly used to quote the price of merchant cash advances and short-term loans from online lenders. Here’s an overview of factor rates and how to calculate them to……

Medicare Eligibility: Who Qualifies and When?

FinanceBy VergesourceSeptember 16, 2022Leave a comment

You become eligible for Medicare based on age when you turn 65. You can also qualify if you’re younger and have certain disabilities. To get covered as early as possible, sign up for Medicare as soon as you become eligible. Doing so will also help you avoid late enrollment penalties. Here’s what you should know……

Clear vs. Global Entry: Which Is Right for You?

FinanceBy VergesourceSeptember 16, 2022Leave a comment

For any traveler, there is always one part of the trip that can bring anxiety — security checks. Regrettably, security checks can be a nuisance, whether getting by the Transportation Security Administration to catch your departing flight or arriving home from an international trip and dealing with customs. But there are ways to ease the……

What to Know About Fly Now Pay Later

FinanceBy VergesourceSeptember 16, 2022Leave a comment

Whether you’re taking a long-awaited vacation or need to book travel urgently for an emergency, you may not currently have all of the funds necessary to book a trip. Enter a service like Fly Now Pay Later that lets you “buy now, pay later” for flights, hotels and other travel expenses. But you may be……

What to Know Before Flying United With Pet Cargo

FinanceBy VergesourceSeptember 16, 2022Leave a comment

Heading out on a vacation sounds good, doesn’t it? After all, there’s not much else like sipping a daiquiri on the beach. But there’s an extra step to take before traveling when you’ve got pets at home. Do you opt for a pet sitter, find a doggy hotel or bring your furry friend along with……

5 Things to Know About the Sonesta World Mastercard

FinanceBy VergesourceSeptember 16, 2022Leave a comment

Sonesta may not be as ubiquitous as other hotel brands, but its footprint has grown in recent years. And while it’s becoming easier to find a Sonesta hotel, the company remains a small player in the hospitality industry. In turn, only a small number of travelers will benefit from its co-branded credit card. The Sonesta……

Apple Card’s Daily Cash Rewards Now Easier to Track

FinanceBy VergesourceSeptember 16, 2022Leave a comment

The Apple Card has been a fan favorite since its release in 2019. Among its draws is the ability to access rewards earned from the card — called Daily Cash — nearly instantly, rather than having to wait until the end of the billing cycle as with many cards. The $0-annual-fee card earns 2% back……

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