Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of the student debt new high school grads — and their parents — could take on. Then we pivot to this week’s money question from Nicholas, who sent us a voicemail: “Hi there, Nerds. My……
DetailsBooking travel on Expedia is easy. You can use the popular online travel agency to search and purchase such things as accommodations, cruises, excursions and activities, flights, and rental cars. The site is especially handy for building your own highly customized travel package. Want a pet-friendly three-bedroom condo convenient to Aspen Mountain with a hot……
DetailsOverwater villas, white sand and strawberry daiquiris — these are the images we conjure up when thinking about the Maldives. One of the most aspirational vacations for every type of traveler, we often spend years saving up for the ability to sleep a few nights above the waves. But these perfect beaches can come at……
DetailsA new type of scam has emerged in the hype-filled world of cryptocurrency: the “rug pull.” The scam, which gets its name from the expression “pulling the rug out,” involves a developer attracting investors to a new cryptocurrency project, then pulling out before the project is built, leaving investors with a worthless currency. It’s part…
DetailsPersonal guarantees and collateral are both ways of promising a lender that you’ll make good on your debt. You may have to offer both to get an SBA loan. Collateral ties a loan to a specific asset, like your business’s inventory or your home, which the lender can seize if your business can’t repay the…
DetailsMany of the same SBA loans are available to both self-employed people and more formally structured businesses, such as limited liability companies and corporations. However, self-employed individuals, like sole proprietors and independent contractors, might face a higher barrier to entry for having limited credit history, inconsistent revenue or no collateral. If they can’t qualify for…
DetailsThe main difference between Bitcoin and Ethereum is that Bitcoin was designed as a way to carry out relatively simple digital payments. At the same time, Ethereum can support more complex financial software. Bitcoin (BTC) and Ethereum (ETH) have plenty in common. They are both cryptocurrencies, and together, they make up more than half of…
DetailsFactoring companies for trucking, also called freight factoring companies, give trucking companies cash in exchange for outstanding invoices. They can be helpful to trucking companies that need working capital quickly or don’t have the staff to manage invoicing and collections, but be cautious about potentially unclear costs and contracts. Here are our picks for freight…
DetailsOnline businesses need a payment gateway, a portal where customers can securely enter their payment information to process transactions on their websites. White-label payment gateways, unlike traditional gateways, let businesses customize the online checkout process with their own names, logos and brand components without having to create their own systems from scratch. Many payment processors…
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