Credit card debt can be difficult to manage even in the best of times, but increasingly high interest rates are adding to that challenge. On Wednesday, the Federal Reserve announced a 0.75% increase to the federal funds rate — its largest hike in almost 30 years. Increases to this rate tend to make borrowing more…
Applying for a small-business loan can be a complex, time-consuming task. A business loan consultant can simplify the process by analyzing your firm’s finances, identifying the appropriate funding type and working with you to compile the documents needed for your loan. Loan consultants don’t offer their services for free; most charge either an hourly or per-session…
MLS in real estate stands for multiple listing service, the platform that real estate agents use to list properties for sale and find homes for buyers. The listing and buyer’s agents participating in the MLS agree to share commission when properties are sold. Although people often refer to the MLS as a single entity, there…
Travel and cash back are the most-touted ways to redeem your credit card rewards, but over the past decade or so, another redemption option emerged: the ability to pay with points at select merchants. It’s a pretty appealing feature. You’re planning on forking the money over for the purchase anyway, but you can use points…
Most states have no age requirement for buying a vehicle, but you will need to be at least 18 to register, title and insure it in most states. Also, you cannot get an auto loan if you are under 18. If you aren’t 18 yet, you will most likely need the help of an adult…
Personal guarantees on business loans are common. But before you sign one, make sure you know what it can mean for your business and your personal finances. What is a personal guarantee on a business loan? A personal guarantee is a borrower’s promise to repay a business loan from their personal assets if the business…
As one of the biggest hotel chains in the world, Hilton offers plenty of properties for your next vacation. Whether you’re traveling to California or South Africa, there’s a Hilton hotel for rest after a day of adventures. With such a wide variety of locations, you may be thinking about getting a Hilton credit card.…
Who doesn’t want to hang out in an airport lounge? Away from the crowded terminals, these spaces provide a comfortable place to sit, relax and enjoy some free food. Businesses know this — it’s the reason that competitors such as American Express and Chase have begun operating their own branded lounges. Capital One is no…
If you travel frequently and are looking for a way to save time when traveling, you may be considering applying for SENTRI or Global Entry. If you’re comparing SENTRI versus Global Entry to decide which is best, you’ll need to understand how the programs differ. This guide outlines the difference between Global Entry and SENTRI…