Bankruptcy, often considered a last financial resort, is a legal process that can help alleviate outstanding debts for individuals and businesses. Reasons to file for bankruptcy can include divorce, job loss, exorbitant medical bills or credit card debt. There are several types of bankruptcy — six, as a matter of fact. The two most common……
If you get injured or sick during your trip, travel insurance can come to your rescue by reimbursing the cost of prepaid travel arrangements, like a hotel room, rental car or airfare. But it won’t necessarily cover the actual costs to get medical treatment, nor will it always cover the cost of transportation to get……
Like many people who trek up Mount Etna in Sicily, Sylvia Longmire wanted to see the top of an active volcano. And overlooking the black crater, she thought, “This would make a great Instagram photo.” And it was a great photo — until she realized she was stuck. Longmire, who has multiple sclerosis, uses a……
Medigap Plan G is the most comprehensive Medicare Supplement Insurance plan that’s available for purchase by all Medicare members. Medigap Plan N covers a bit less, but its premiums are lower, too. Premiums aren’t the only cost you’ll need to consider, though. Medigap Plan N requires copays for certain office and emergency visits, so whether……
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Between a continuing global pandemic and the highest annual inflation in four decades, many Americans’ finances have suffered. According……
Hundreds of thousands of borrowers made payments on their federal student loans since forbearance began in March 2020, taking advantage of the opportunity to pay down their balances. Now that the White House has announced plans to cancel up to $20,000 in student loan debt, some of those borrowers may be wondering how to get……
Government-backed SBA loans offer low interest rates and long repayment terms, which can make them a great way to fund your business. NerdWallet’s SBA loan calculator can help you estimate monthly bills and total payments on an SBA 7(a), Express or 504 loan to decide if one is a good fit. The best small-business loan……
To form an LLC, you have to follow specific requirements based on your business’s location. This guide explains how to create an LLC in New York. What are the benefits of an LLC in NY? When you’re starting a business, one important decision is choosing an entity structure. You may decide to form an LLC,……
Overdraft fees can be a major drain on your finances. Some banks charge more than $30 per overdraft and potentially charge that fee multiple times per day if you keep making transactions that overdraw your checking account. If you want to avoid these fees, you can typically opt out of overdraft coverage with your bank….…
The Inflation Reduction Act of 2022, or IRA, is the most ambitious climate legislation in U.S. history and aims to make electric vehicles a little more attainable — or at least that’s the hope in the long run. The bill, signed into law by President Biden on Aug. 16, has allocated over $369 million dollars……