These days, arriving early to the airport is a must, so having access to a lounge where you can relax with a drink, snacks and a quiet place to work is key. If you have club memberships to airline lounges like the Admirals Club or Delta Sky Club, you’ll want to make sure that you……
When flying United Airlines, most travelers default to earning miles through United’s MileagePlus loyalty program. However, I credit all of my United Airlines and Star Alliance flights to the loyalty program of an airline that I’ve never flown: Asiana Airlines. Why’s that? Asiana Club miles are much more valuable to me than United miles. After……
Incorporation is the process of registering your business as a corporation. Incorporating a business will differ based on which state you’re doing business in, and whether you’re launching a brand-new corporation or converting another business entity to a corporation. S-corporations and C-corporations are the two main types of corporations. You can switch from a C-corp……
Most small business owners have an employer identification number and a Social Security number. This allows the IRS to identify and account for their business entities. Obtaining these numbers also ensures individuals remain in compliance with tax laws. However some people may have an individual taxpayer identification number instead. Which numbers you have largely comes……
Put 20% down when buying a home. Don’t spend more than 30% of your income on housing costs. Keep child care expenses below 10% of your annual household income. These money rules of thumb can be useful guardrails, helping you allocate spending and determine what’s affordable. They can also be incredibly defeating when they feel……
The state of Texas has 2.7 million small businesses that employ nearly half of Texas workers, according to the SBA Office of Advocacy, making these businesses very important to the state’s overall economy. Like other states, Texas recognizes limited liability companies, or LLCs, as a type of business entity. Many small business owners choose to……
Liquid net worth is a calculation that helps determine the health of your financial safety net. It measures your ability to handle regular and short-term financial needs — and how well you meet your long-term money goals. Have you heard the saying that someone is house poor? This is because the monthly costs of owning……
Bitcoin’s price graph sometimes looks like the jagged edge of a saw, with big jumps up and down. But when there’s a stretch of big losses without any corresponding jumps, investors might wonder: “When will crypto go back up?” Short-term price predictions are rarely correct. When they pan out, it can be due to luck……
Thanks to seasonal retail cycles, products tend to go on sale at the same time each year. September is known for blowout deals on select products like mattresses. Much like in 2021, supply chain challenges stemming from the pandemic still loom large this year. And let’s not forget about inflation. But, in a bit of……
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Managing money is an essential life skill, yet most U.S. adults would fail a financial literacy test. Consider the……