Chase organizes its credit cards into different “families” based on what the card offers. Travel and dining cards are branded with a Sapphire name. Small business cards are Ink-branded. And Chase’s cashback-focused credit cards are branded as Chase Freedom credit cards. Chase currently offers three types of Chase Freedom credit cards to new cardholders: Chase…
The “buy now, pay later” transaction is simple: Shoppers are offered an installment loan at the point of purchase, spreading the cost of the product across several payments. They’re often available without a credit check. Buy now, pay later financing has become a go-to payment method at most major retailers for everything from clothing and…
PayPal is a digital payments company founded in 1998. Known for creating the world’s first digital payments platform, PayPal streamlined the way people and businesses send and receive funds with its user-friendly solution. While still best known for its familiar payment platform, PayPal has grown by leaps and bounds since its launch and now has…
Polkadot launched in 2020, but its DOT token already has become popular among cryptocurrency investors and proponents. Advocates of Polkadot cite its unique blockchain technology and its co-founders’ tenure in the cryptocurrency space as reasons to invest in the coin. However, Polkadot’s technology is still being developed, and the fact that cryptocurrency hasn’t been widely…
Compared with well-established businesses, startup businesses often have a difficult time securing loans. A poor personal credit score on top of that can hurt a startup owner’s chances of being approved for funding. But startups with good or excellent business credit may be able to apply for loans using the business credit score attached to…
Sitting at your desk daydreaming about bottomless mimosas and unlimited naps instead of working until retirement age in your mid-60s? It could be more than a daydream because of movements such as Financial Independence, Retire Early. Also known as FIRE, this financial movement is helping people globally achieve retirement quicker. What is Financial Independence, Retire…
Solana, a blockchain network that launched in 2020, has seen a rapid increase in interest from both cryptocurrency enthusiasts and developers who are using it to build decentralized applications for industries such as finance, computer science and even art. Supporters describe Solana as a faster and more efficient competitor to crypto powerhouse Ethereum. The price…
Profit margin is the percentage of revenue (income from sales) your business keeps as profit. It is one of the most common metrics used to determine your business’s health. Using profit margin is an easy way to compare your business with others in your industry. Because profit margin is a percentage, a mom-and-pop retail shop…
The Platinum Card® from American Express provides a slew of travel benefits — including access to over 1,400 airport lounges and up to $200 in Uber cash each year. Among these marquee benefits, the less-glamorous ones can often get overlooked. However, these other travel perks and protections can really make a difference to your travels.…
One of the most appealing benefits of World of Hyatt Credit Card is the annual free night. Cardholders who renew their card each year receive a Hyatt free night certificate to use at eligible hotels every year. And there’s an opportunity to earn a second World of Hyatt free night based on your annual spending.…