An Economic Injury Disaster Loan, or EIDL, is a 30-year loan of up to $2 million from the Small Business Administration for small businesses that are in disaster areas and can’t pay their ordinary and necessary operating expenses. The interest rate can’t exceed 4%. How EIDL loans work EIDL loans provide the working capital a…
Square Contactless & Chip Reader Bluetooth. $49 (reader); $29 (dock). Chip and contactless. 2.6% plus 10 cents and up. Compatible smartphone or tablet. Bluetooth. Chip, contactless and magstripe. 2.3% plus 10 cents and up. Compatible smartphone or tablet. PayPal Zettle Bluetooth. Chip and contactless. 1.9% plus 10 cents and up. Compatible smartphone or tablet. SumUp…
Square makes software and hardware that helps small businesses run, including a point-of-sale system and services for payment processing, administering payroll, customer engagement and employee management. Square also offers banking services and small-business loans. Square’s product lineup is modular: For the most part, you can choose to use one, a few or all of its…
Cash-back auto loan refinance allows you to borrow more than you owe on your current loan and receive the difference in cash. Because the loan is secured by your car, interest rates may be lower than other sources of cash, such as a credit card, payday loan or personal loan. Not all auto refinance lenders…
The allure of overnight riches can outshine the fact that Bitcoin was first used in an everyday transaction — to buy a pizza. Today, even the tastiest slice won’t come close to the 10,000 Bitcoins that order cost in 2010 — an amount now worth more than half a billion dollars. Accepting cryptocurrency at a…
Perhaps you’ve joined the and have a few Marriott stays booked on the calendar — or maybe this is the first time you’ve considered Marriott loyalty. Getting a dedicated credit card can help you ramp up your rewards earning rates so you can earn free stays more quickly. But the road to getting a Marriott…
Oh, the impulsive buy. Maybe for you, it’s the inflatable pool that showed up in your Instagram feed on a 95-degree day. Or is it the pair of shoes you didn’t know you needed until they beckoned to you from the clearance rack? Whatever the unplanned purchase is, impulse buying can lead to overspending. Thankfully,…
Stripe, PayPal and Square are payment service providers, or PSPs, that help small businesses accept payments in person and online. Stripe may be best for small businesses that prioritize customization, and PayPal may be better for small businesses with an international customer base. But if price is key, Square may be your winner. Here’s how…
From acquiring Starwood Preferred Guest to overhauling the award chart for free nights, the Marriott Bonvoy program has changed in recent years. If you’ve collected points with this hotel loyalty program, whether through work travel or through credit card spending, you might be wondering how to redeem them. The most obvious way is for free…
Stripe and Square are both that allow businesses to accept credit and debit cards, digital wallets and more. Stripe is a better fit for online sellers, while Square is more suited to in-person transactions. Stripe accepts a wide variety of currencies and international payment methods and offers a fully customizable checkout experience, but it has…