Annual fee
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3 points per $1 spent on Southwest purchases.
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2 points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
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2 points per $1 spent on local transit, rideshares, internet, cable, phone services and select streaming services.
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1 point per $1 spent on all other purchases.
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3 points per $1 spent on Southwest purchases.
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2 points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
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2 points per $1 spent on local transit, rideshares, internet, cable, phone services and select streaming services.
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1 point per $1 spent on all other purchases.
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2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases.
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2 points per $1 spent on local transit, rideshares, internet, cable, phone services and select streaming purchases.
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1 point per $1 spent on all other purchases.
Sign-up bonus
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
Anniversary points
Earn 7,500 points automatically after your cardholder anniversary each year.
Earn 6,000 points automatically after your cardholder anniversary each year.
Earn 3,000 points automatically after your cardholder anniversary each year.
Earns tier qualifying points?
Yes (unlimited).
Yes (capped at 15,000 TQPs per year).
Foreign transaction fees
Boarding perks
4 upgraded boardings per year when available.
2 EarlyBird check-ins per year.
2 EarlyBird check-ins per year.
Southwest travel credit
$75 per year.
25% back on in-flight purchases
The ongoing APR is 16.74%-23.74% Variable APR.
The ongoing APR is 16.74%-23.74% Variable APR.
The ongoing APR is 16.74%-23.74% Variable APR.
