A payment gateway is a place on a merchant’s website where customers securely enter credit card information. A payment gateway also verifies that a customer’s card is legitimate. A payment processor transmits card data from a merchant’s point-of-sale system to card networks and banks involved in the transaction. Many payment gateway providers also offer payment……
When times are tough, credit card debt may be inevitable if you’re learning to manage credit or are forced to make risky financial decisions due to hardships. For Lydia Senn and her husband, who are Alabama residents, this was their reality during the Great Recession in 2008 after she lost her job and he took……
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week, we talk with a business owner about how she launched her IT consulting business, the way she learned to choose the right partners and what her exit strategy is. Check out this episode on any of these platforms: Apple Podcasts……
After a two-year slump in college enrollment, there’s at least one early indicator of a reversal ahead: Financial aid application submissions are up. The latest federal data, tracked by the National College Attainment Network, or NCAN, show 4.6% more high school seniors completed the college financial aid application compared with 2020. The application, known as……
Travelers often end up partial to one airline or another for a variety of reasons: loyalty program perks, specific routes or destinations, or the amenities offered to travelers. If you’re an American Airlines’ AAdvantage member or are thinking about joining the program, you might be wondering about its membership benefits. Among others, one of American……
The Capital One Venture X Rewards Credit Card comes with a number of benefits for cardholders, including a $300 annual travel credit, Priority Pass membership, 10,000 bonus miles every anniversary, access to Capital One lounges, a minimum of 2 miles per dollar spent for every purchase and more. In this article, we’ll show you how……
Savvy consumers consider price, performance and reliability when making a major purchase, such as a car or home appliance. The greatest of these is reliability — particularly lately. Supply chain disruptions can mean long waits for parts or replacements if something breaks. Getting a new refrigerator, dishwasher or other major appliance now often takes weeks……
The on-time airline arrivals rate hasn’t been this bad since 2014. Since airports are chaotic, you may opt to drive, but gas prices have been soaring. Plus, hotel prices have hit all-time highs, even though many properties cut some services like daily housekeeping. Despite all those deterrents, traveling might be non-negotiable. You might have five……
For all the debate around whether Airbnbs are better than hotels, there’s one scenario where many seem to assume Airbnb is always superior: group travel. Airbnbs can keep groups together. Staying under the same roof can simplify meetups. If the whole party starts and ends their days together, it can be easier to account for……
When you get a mortgage, you receive your financing from a lender, such as a bank or credit union. However, the lender may not be the institution that actually manages the loan over the long term. Tasks like processing payments, providing customer service and handling the escrow account are all performed by an entity called……