Varo and Chime have comparable offerings with a few key differences. Varo is a bank, and Chime is a neobank — an online-only financial service company that partners with a bank to provide account insurance. Here’s how the two companies compare with each other. Snapshot comparison Checking account No monthly maintenance fee or minimum balance…
What is BrokerCheck? BrokerCheck is a free service that allows you to investigate the records of brokers and brokerage firms [0] . It also provides some basic information on investment advisor representatives and firms. The tool is provided by the Financial Industry Regulatory Authority, or FINRA — a self-regulatory non-governmental organization that oversees U.S. broker-dealers…
You pay sales tax on the purchase of a used car, just as you do a new vehicle. If your state has a sales tax that applies to vehicle purchases, you’ll have to pay that tax regardless of whether the car is new or used — and regardless of whether you buy from a dealership…
A reverse transfer is a process that allows you to receive an associate degree from your former community college by applying the credits you’ve earned at a four-year college. For example, say you earn 30 credits at a community college but transfer to a four-year school before receiving an associate degree. At your four-year college,…
Capital One Entertainment is a ticketing platform that allows eligible Capital One cardholders to redeem credit card rewards for tickets and exclusive experiences at sports games, music performances and other events. Capital One Entertainment: The basics Powered by online event-ticket marketplace Vivid Seats, Capital One Entertainment allows cardholders to redeem rewards for tickets and packages…
When you’re ready to cash in on an investment, perhaps by selling a home or business, you’re banking on it being worth more than any outstanding debt owed on it. The money you hope to pocket after the sale is called equity. What is equity? Equity is the value of an asset after paying off…
Crude oil prices have risen over $100 a barrel since Russia’s invasion of Ukraine, and the average gas price in the U.S. has shot above $4 a gallon. If you’re curious about investing in oil, oil ETFs are an easy way to do so. What are oil ETFs? Oil ETFs, or exchange-traded funds, are baskets…
Coinsurance, copays and deductibles are different out-of-pocket costs for health care, and being familiar with these terms can help you better understand your health coverage and costs. Even after you pay monthly premiums for health insurance, out-of-pocket costs can lead to high medical bills if you get sick or injured. Here’s how health insurance costs…
EBay processes customer payments for eBay sellers using an internal system called eBay Managed Payments. It was phased in from 2018 to 2021, replacing PayPal as eBay’s payment processor. Deciding factors for eBay Managed Payments Payment processing and sales commissions are combined into one selling fee. This fee varies by item sold and final sale price.…
Founded in 2003 and based in Cleveland, Embrace offers comprehensive pet insurance for cats and dogs. Its standard plan reimburses up to 90% of your vet expenses for a wide variety of conditions and treatments. You can easily customize the plan to include a deductible, reimbursement amount and annual limit you feel comfortable with. All…