Travel and cash back are the most-touted ways to redeem your credit card rewards, but over the past decade or so, another redemption option emerged: the ability to pay with points at select merchants. It’s a pretty appealing feature. You’re planning on forking the money over for the purchase anyway, but you can use points…
Most states have no age requirement for buying a vehicle, but you will need to be at least 18 to register, title and insure it in most states. Also, you cannot get an auto loan if you are under 18. If you aren’t 18 yet, you will most likely need the help of an adult…
Personal guarantees on business loans are common. But before you sign one, make sure you know what it can mean for your business and your personal finances. What is a personal guarantee on a business loan? A personal guarantee is a borrower’s promise to repay a business loan from their personal assets if the business…
As one of the biggest hotel chains in the world, Hilton offers plenty of properties for your next vacation. Whether you’re traveling to California or South Africa, there’s a Hilton hotel for rest after a day of adventures. With such a wide variety of locations, you may be thinking about getting a Hilton credit card.…
Who doesn’t want to hang out in an airport lounge? Away from the crowded terminals, these spaces provide a comfortable place to sit, relax and enjoy some free food. Businesses know this — it’s the reason that competitors such as American Express and Chase have begun operating their own branded lounges. Capital One is no…
If you travel frequently and are looking for a way to save time when traveling, you may be considering applying for SENTRI or Global Entry. If you’re comparing SENTRI versus Global Entry to decide which is best, you’ll need to understand how the programs differ. This guide outlines the difference between Global Entry and SENTRI…
Carfax’s mobile car-buying app has a somewhat narrow focus, as it shows only used cars being sold at dealerships that provide free Carfax vehicle history reports. However, the app offers valuable tools and insights, like a widget that compares a vehicle’s list price with its Carfax value, and a payment calculator that uses your credit…
A business loan can, in some situations, affect your ability to get a mortgage. Your mortgage lender will be interested in the degree to which you’ve combined your business finances with your personal finances. This includes how your business is structured, whether you’ve personally guaranteed the business loan and how closely your personal and business…
You don’t have to be a nerd to want to get your hands on some tech stock — information technology drives a significant part of the U.S. economy, after all. One such technology company, Advanced Micro Devices Inc., or AMD, produces semiconductors used in computers and competes with such companies as Intel and Samsung. Here’s…
In a bold move Wednesday afternoon, the Federal Reserve raised the federal funds rate by 75 basis points. As recently as mid-May, Fed Chair Jerome Powell had signaled a 50-point increase, but following unexpectedly high inflation numbers from the Bureau of Labor Statistics, as well as geopolitical turmoil and the ongoing effects of the pandemic,…