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Should I Shop for Savings Accounts That Earn 3% APY?

FinanceBy VergesourceNovember 17, 2022Leave a comment

After recent rate increases made by the Federal Reserve, some savings accounts are paying more than 3% annual percentage yield, or APY. This rate is among the highest you can find for a savings account right now, and it’s worth shopping around for one. Here’s what to know about why rates are increasing and how……

Hotel Review: Hyatt Regency Grand Cypress

FinanceBy VergesourceNovember 17, 2022Leave a comment

With many theme parks and other attractions, Orlando is a popular destination for families. While the local theme parks can be exciting, the hotels can be just as fun without the massive price of admission. The Hyatt Regency Grand Cypress is one of the most family-friendly hotels in Orlando, and you can book a room……

American Family Homeowners Insurance Review 2022

FinanceBy VergesourceNovember 17, 2022Leave a comment

Founded in Madison, Wisconsin, American Family sells homeowners insurance and other policies in 19 states. You can customize an American Family home insurance policy with a variety of add-ons, including coverage for identity theft, valuable jewelry or the breakdown of major appliances. The company also has several discounts you might be able to use, plus……

HSBC No Longer Offers New Personal Loans

FinanceBy VergesourceNovember 17, 2022Leave a comment

HSBC is no longer offering new personal loans, though it still services existing loans, according to its website. HSBC previously offered personal loans ranging from $3,000 to $30,000 for borrowers with good to excellent credit (690 credit score or higher). These loans included fast funding and no origination fee. If you still need a personal……

Experts React to FTX’s Epic Fall

FinanceBy VergesourceNovember 16, 2022Leave a comment

Crypto exchanges FTX and FTX.US, its U.S. branch, filed for Chapter 11 bankruptcy on Nov. 11. Shortly after, more than $600 million was drained out of FTX wallets in an apparent hack. The following day, the Financial Times published FTX’s balance sheet, which showed $9 billion in liabilities and just $900 million in easily sellable……

How to Stay Safe When Using Mobile Banking Apps

FinanceBy VergesourceNovember 16, 2022Leave a comment

Americans embraced mobile banking as their main account access more than any other method from 2017 to 2021, according to the Federal Deposit Insurance Corp.’s 2021 report on unbanked and underbanked households. Even so, a new NerdWallet survey found that many people are hesitant to use mobile banking because of security concerns. More than 2……

What Are Dapps? How Decentralized Cryptocurrency Applications Work

FinanceBy VergesourceNovember 15, 2022Leave a comment

Decentralized applications, typically known as “dapps” or “dApps,” are cryptocurrency programs such as games and financial products that run on a blockchain network rather than a centralized server controlled by a single company. Dapps are a broad category in the world of cryptocurrency. The term could describe anything from a decentralized crypto exchange to a……

5 Mistakes You’re Making With Medicare Open Enrollment

FinanceBy VergesourceNovember 15, 2022Leave a comment

Millions of retirees are in the thick of Medicare open enrollment, which runs from Oct. 15 to Dec. 7, but many find the process challenging. Some don’t understand the difference between Original Medicare and Medicare Advantage, many are overwhelmed by Medicare advertising, and only 4 in 10 people review their plan options each year, according……

How to Not Get Sick on Vacation — Plus What to Do If You Catch Something Anyway

FinanceBy VergesourceNovember 15, 2022Leave a comment

There’s little else that kills the joy of traveling more than sickness. Whether you’re suffering from Montezuma’s revenge or a case of the sniffles, illness on the road is the worst. But what are you supposed to do if you get sick while traveling? Let’s look at what it’s like to get sick on vacation —……

American Airlines Loyalty Choice Rewards for High-Status Members

FinanceBy VergesourceNovember 15, 2022Leave a comment

Customization is the new “in” thing for loyalty programs. Rather than all members earning the same rewards, more airlines and hotel programs offer loyal members their choice from a list of perks. And that’s just what American Airlines offers elite status members through Loyalty Choice Rewards. Here’s how to earn these valuable Loyalty Choice Rewards……

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