What Are Long-Term Investments?

When Walnut Creek, California-based certified financial planner Mario Hernandez meets with clients, he starts by asking them about their goals and time horizon. No matter where you are on your investment journey, time is critical in deciding where to place money. So one of the first things to consider is how soon you want your……

Does Medicare Cover Transportation Services?

Rides to routine medical appointments generally aren’t covered on Original Medicare — and they’re covered on only some Medicare Advantage plans. However, both Original Medicare and Medicare Advantage cover emergency and certain nonemergency ambulance transportation. When does Medicare cover nonemergency transportation? Original Medicare doesn’t cover rides to routine medical appointments, like annual physicals, follow-ups or……

Does Home Insurance Cover Water Damage?

Key takeaways Homeowners insurance generally covers sudden and accidental water damage, especially if it’s from an internal cause like a failing appliance. Certain causes of water damage aren’t covered, including flooding and lack of maintenance. If you need to file a claim, contact your insurer as soon as possible and take steps to prevent further……

What Is Liability-Only Car Insurance?

Liability-only car insurance is coverage that only pays for injuries or property damage you cause to others while driving your vehicle. Though it’s a cheaper option than full coverage car insurance, it won’t pay for your medical bills, your passengers’ injuries or for damage to your own vehicle after a crash. Liability-only car insurance is……