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New Car Insurance: What to Know

FinanceBy VergesourceSeptember 9, 2022Leave a comment

Although it may be possible to buy a car without insurance, most dealerships require that you have insurance coverage before you can drive off in your new vehicle. All states, except Virginia and New Hampshire, require car insurance. If you live in a state where car insurance is required, you must show proof of insurance….…

Increase Credit Limits Now in Case the Economy Worsens Later

FinanceBy VergesourceSeptember 9, 2022Leave a comment

Relying on a credit limit in a shaky economy is the equivalent of expecting a weak bridge to weather a storm and carry you to survival. It’s not uncommon for credit card issuers to minimize their risk by lowering credit limits or closing accounts when there’s potential for economic distress. Credit card issuers took these……

The Guide to Chase Quarterly Bonuses

FinanceBy VergesourceSeptember 9, 2022Leave a comment

Depending on your specific Chase credit card and the promotions available, it may qualify for a quarterly bonus. Each quarter, you may earn extra Chase Ultimate Rewards® points or cash back through qualifying spending. If you have the Chase Freedom Flex℠ card or Chase Freedom® card, each quarter you can activate a 5% cash back……

Is First Class Worth It?

FinanceBy VergesourceSeptember 9, 2022Leave a comment

We’ve all seen those happy flyers sitting up in the front, enjoying a hot towel and a glass of champagne while we trudge back to seat 42B. Comfort, relaxation and luxury — there’s no denying that first class will get you where you want to be in style, but is first class worth it? Here’s……

American Airlines Main Cabin vs. Basic Economy

FinanceBy VergesourceSeptember 9, 2022Leave a comment

After scaling back on basic economy during the height of the COVID-19 pandemic, American Airlines’ basic economy fares have become commonplace once again. Now, the first price you’ll see when searching American flights is likely a basic economy fare. However, at checkout, American will try to upsell you to main cabin fares. That may have……

Ask a Nerd: When and Why Should I Open a CD?

FinanceBy VergesourceSeptember 9, 2022Leave a comment

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. The year 2022 has not been kind to our wallets. But amid rising prices (i.e., inflation) there’s at least……

How to File LLC Articles of Organization

FinanceBy VergesourceSeptember 9, 2022Leave a comment

What are LLC articles of organization? Articles of incorporation are documents that establish the existence of a corporation and are sometimes known as certificates of incorporation. In order to form a limited liability company (LLC), you must file articles of organization with the state and pay a filing fee. The required information can vary, but……

Inflation’s Toll on Your Credit; Why a Broker Shouldn’t Text You

FinanceBy VergesourceSeptember 8, 2022Leave a comment

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Are we nearing the top of the inflation mountain? The Federal Reserve says rising consumer costs are seeing “some……

The Guide to Hawaiian Airlines Extra Comfort 

FinanceBy VergesourceSeptember 8, 2022Leave a comment

The only thing better than flying to Hawaii is flying to Hawaii in comfort. But if you don’t have the dough to fly first class, you can still make a more modest upgrade by grabbing a seat in Hawaiian Airlines’ premium economy class: Extra Comfort. Here’s a look at what you get by booking Hawaiian……

Is the Spirit Airlines Big Front Seat All It’s Cracked Up to Be?

FinanceBy VergesourceSeptember 8, 2022Leave a comment

Anyone who’s ever flown on Spirit Airlines knows the unique challenges of traveling with the ultra-budget airline: small seats that don’t recline, no carry-on included (just a personal item) and no free snacks or drinks. But for those willing to travel light, the airline’s rock-bottom prices can offer an exceedingly budget-friendly way to travel by……

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