When you’re ready to cash in on an investment, perhaps by selling a home or business, you’re banking on it being worth more than any outstanding debt owed on it. The money you hope to pocket after the sale is called equity. What is equity? Equity is the value of an asset after paying off…
Crude oil prices have risen over $100 a barrel since Russia’s invasion of Ukraine, and the average gas price in the U.S. has shot above $4 a gallon. If you’re curious about investing in oil, oil ETFs are an easy way to do so. What are oil ETFs? Oil ETFs, or exchange-traded funds, are baskets…
Coinsurance, copays and deductibles are different out-of-pocket costs for health care, and being familiar with these terms can help you better understand your health coverage and costs. Even after you pay monthly premiums for health insurance, out-of-pocket costs can lead to high medical bills if you get sick or injured. Here’s how health insurance costs…
EBay processes customer payments for eBay sellers using an internal system called eBay Managed Payments. It was phased in from 2018 to 2021, replacing PayPal as eBay’s payment processor. Deciding factors for eBay Managed Payments Payment processing and sales commissions are combined into one selling fee. This fee varies by item sold and final sale price.…
Founded in 2003 and based in Cleveland, Embrace offers comprehensive pet insurance for cats and dogs. Its standard plan reimburses up to 90% of your vet expenses for a wide variety of conditions and treatments. You can easily customize the plan to include a deductible, reimbursement amount and annual limit you feel comfortable with. All…
Coinbase and Crypto.com are among the most popular places to buy cryptocurrencies, but they each have unique offerings. Coinbase, for example, has several features intended to create an onramp for beginners to learn about buying and selling cryptocurrencies. In addition, Coinbase makes it easy to trade one cryptocurrency for another or buy cryptocurrencies with fiat.…
Nationwide is one of the oldest and largest pet insurance companies in the U.S., covering more than a million pets. Unlike most pet insurers, Nationwide sells policies for dozens of different species, not just cats and dogs — so owners of parrots, rabbits and potbellied pigs can get coverage, too. Nationwide has two plans to…
Toast has three online ordering platforms for restaurants: Online Ordering, where customers place takeout and delivery orders. Order & Pay, where customers scan a QR code while in your restaurant to see your menu, place their orders and pay. Toast TakeOut, a consumer app for takeout and delivery, similar to apps like Uber Eats, that…
Business owners can often save time and money by consolidating high-interest business debt onto one balance transfer business credit card. These cards offer 0% APR for a set period of time, typically nine to 18 months, allowing you to pay your debt interest-free. We’ve rounded up the best balance transfer cards for businesses, including options…
An Economic Injury Disaster Loan, or EIDL, is a 30-year loan of up to $2 million from the Small Business Administration for small businesses that are in disaster areas and can’t pay their ordinary and necessary operating expenses. The interest rate can’t exceed 4%. How EIDL loans work EIDL loans provide the working capital a…